Our Blog

If you have a freshly-minted university undergraduate in the family who is probably leaving home for the first time, there is much to look forward to, but also much to organise to ensure a smooth transition into their university life.

Most parents have passed on the key basics of money management to their children, but this will probably be the first time they have had to manage not only their own personal spend, but also be responsible and pay for essentials such as food and utility bills, for example.

In a perfect world, should aspiring homeowners or next time buyers buy an existing property, or opt for a new build?

Much depends on location, access to amenities and of course personal taste, but here are some pros and cons which might help.

New build property comes with a 10-year NHBC warranty to cover structural problems ^[1] and developers may provide their own additional warranties to provide additional peace of mind, for a set time period^[2].

Thinking of moving home

Thinking of moving home

There could be a number of reasons why you might consider moving home, whether it’s your first step on the property ladder, or moving in with a partner, through to seeking more space for a growing family or downsizing, now that the kids have places of their own. Whatever the reason behind the move, each one is a significant step in life, and needs to be undertaken with care and guidance along the way.

What is a remortgage?

Remortgaging is when you look to move from one mortgage deal to another, either staying with your existing lender or moving to a new one. As the years go by, you don’t necessarily have to stay on the same mortgage as the one you initially took out, as your personal circumstances will change over time, giving you reasons to remortgage.

Is buy-to-let right for me?

Firstly, property investment isn’t a decision to be taken lightly, and must be well considered before putting two feet in. Many believe it to be an easy path to making money, however it is a business in its own right and you must approach with your eyes open, not focussing purely on the financial gains associated to it. If your objectives are clear to begin with, you are more likely to get what you seek from your property.